- 2025 Speakers-

Ms. Michelle Ip

Ms. Michelle Ip

Chief Executive Officer

AIFT Enterprise

Personal Profile


Michelle Ip, CEO of AIFT Enterprise, has more than 12 years of experience in insurance and insurtech start-ups, including greenfield market entry, oversight and business development across multiple countries in ASEAN like Cambodia, Myanmar and East Asia. Michelle was previously the founding member of iFWD, the no.1 digital insurer in Hong Kong since 2015, and the co-founder of Sugar AI, a fintech startup launched in 2018 and Partnership Director at bolttech.